Financial Aid

Applying for Financial Aid

Why should you file the FAFSA?

Many scholarship organizations will not consider you for scholarship unless you have filed a FAFSA. Regardless of whether or not you feel you will receive government funding, the FAFSA is a valuable way to maximize your potential for aid.

The FAFSA will determine what federal aid you'll qualify for; it's important to use any federal aid you receive. Always use available grant and scholarship aid before applying for a loan. When considering loan options, remember to use your federal aid before applying for private loans. Federal loans usually have lower fixed interest rates and more flexible repayment options than private loans. For more information, visit the US Department of Education's Federal Aid First website.

Financial Aid is available to almost everyone. Last year, about 94% of the freshmen class received some form of financial aid. Financial Aid packages vary from person to person, but the most common types of programs are grants, scholarships, federal work-study, and student loans.

Getting Started

Step 1: FAFSA 4caster (
This tool allows you to estimate your Expected Family Contribution number, or EFC. Your EFC is what determines the types of awards and award amounts that you are eligible to receive. We also use your EFC number to calculate MSMC need-based grants and scholarships. This is an estimating tool only. 

Step 2: FAFSA Website
This is the official application website. A FAFSA is required to award you federal and institutional need-based aid.

Fill out the FAFSA form online:
Our Title IV School Code: 002778
Our NYS TAP Code: 2110 

You may complete your FAFSA anytime after October 1, 2016 for fall consideration. Please be sure that you select 2017-2018 as your FAFSA award year, and use your 2015 IRS income tax returns as the data you report.

December 1 is the early FAFSA application deadline to receive our earliest financial aid award packaging.

February 15 is the priority deadline to be given full consideration for need-based awards.

Step 3: State Grant Website (
At the end of your FAFSA application, you'll see a link to your state grant website. If you are a New York State resident, clicking on the link will bring you to the New York State Higher Education Services website, where you can complete your Tuition Assistance Program application for a state grant. 

You'll get an email from the US Department of Education about 72 hours after you submit the FAFSA.

If your FAFSA comment/summary page indicates that you were selected for verification (and at least 30% of all students are selected), you can download your verification worksheets from the Forms You May Need tab..

Contact Student Financial Services
Phone: 845-569-3700

Fax: 845-569-3302

Student Financial Services