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Aquinas 100 A-10
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After completing my Bachelor's degree from Chittagong University in Bangladesh and Bangladesh Military Academy's officer's training course in 1990, I served Bangladesh Army Signals Corps for 5 years. After retiring as a captain for medical reasons, I studied at Bemidji State University in Minnesota and completed my second Bachelor's degree in Mathematics and Economics. I completed my Master's and Doctoral education at the University of Connecticut in 2004. Before joining the Mount, I taught two years at the University of Bridgeport and the University of Connecticut at Stamford campus. I have been teaching at the Mount since 2006.

Notre Dame College, Dhaka, Bangladesh: Associate Degree Chittagong University, Chittagong, Bangladesh: Bachelor's Degree Bangladesh Military Academy, Chittagong, Bangladesh: Bachelor's Degree Equivalent Bemidji State University, Minnesota: Bachelors in Mathematics and Economics University of Connecticut, Connecticut: Master's in Economics University of Connecticut, Connecticut: Doctor of Philosophy

ECO 1000: Principles of Economics 
MGT 5100: Managerial Economics

Specialization/Areas of Research Interest
Urban and public economics
Discrimination in mortgage credit markets
Development economics

  • “Past, Present, and Future of the Community Reinvestment Act (CRA): A Historical Perspective,” published in the Community Reinvestment Association of North Carolina Research Handbook (2004).
  • "A Direct Test of the Lang and Nakamura Hypothesis of Information Externalities over Space,” with Stephen Ross Econometric Society 2004 North American Summer Meetings 398, Econometric Society
  • “A Simple Model of Credit Rationing with Information Externalities,” (2005) University of Connecticut Working paper 2005-11.
  • “Collateralized Debt Obligations: A Double Edged Sword of the U.S. Financial System,” (2009) Economia, XXXIV, 27, 2009, pp 37-56
  • "Neighborhood Information Externalities and Provision of Mortgage Credit” (with Xiaoming Li and Stephen L. Ross) (2010) University of Connecticut Working Paper 2010-10
  • “Branch Location Choice: Do Lenders Discriminate?” (2010) Economia, XXXV, 30, 2010, pp 11-55
  • “Career Aspirations and Values of New Millennial Business Students,” with Tolan, Conference Proceedings, NBEA, October 2010
  • “Unintended Consequences of Credit Allocation Policies in India,” with Das Gupta, Conference Proceedings of International Atlantic Economic Association, October 2015
  • “Impact of Nontraditional Money Lender on Educational Attainment in Rural India,” Conference Proceedings of NBEA, October 2015
  •  “Prevention is worse than the Diseases: The Case of Capital Adequacy Requirement under Comprehensive Capital Analysis and Review (CCAR),” Conference Proceedings of International Atlantic Economic Association, October 2016

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